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Financial Report

Lender Representation

In New York, a licensed attorney represents acts a settlement agent—representing banks, private lenders, hard money lenders, and other lenders during the real estate closing.


Whether the lender is a large bank or a private, the attorney from the Law Office of Michael L. Billera and Associates, PLLC will serve as the settlement agent in a New York State real estate transaction. Our lawyers provide a thorough and timely review of all loan documents ensuring the the commitment and survey meets the lender’s requirements, an accurate preparation of the HUD 1 and Closing Disclosure, preparation of payoff letters and mortgage satisfaction (UCC3). Throughout the entire transaction our attorneys will ensure we remain in constant communication with purchaser’s attorney, seller’s attorney, title company, and the lender to ensure our preparation for the closing is thorough and all our documents are accurate. 


For any general inquiries, please visit the home page and fill fill in the CONTACT FORM .


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